Susie, your comment warmed our hearts. Mom said it is heartening to take the time to do this when you understand what we have seen and how we feel about it. Thank you so much. We also got an excellent email from Ralph Westington..
I was a consulting actuary in health care financing and retired in 1986 at age 46.
Now my wife and I spend our time in PA and in a remote area of Canada.
We have 5 children and 20 grandchildren
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